{"id":9061,"date":"2024-10-05T14:32:36","date_gmt":"2024-10-05T14:32:36","guid":{"rendered":"https:\/\/www.quinnox.com\/?p=9061"},"modified":"2024-10-08T10:48:42","modified_gmt":"2024-10-08T10:48:42","slug":"top-5-reasons-why-digital-transformation-in-banking-fails","status":"publish","type":"post","link":"https:\/\/www.quinnox.com\/blogs\/top-5-reasons-why-digital-transformation-in-banking-fails\/","title":{"rendered":"Why Digital Transformation in Banking Fails\u2014 5 Ways to Flip the Odds\u00a0"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"9061\" class=\"elementor elementor-9061\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-e9538ad elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"e9538ad\" data-element_type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div 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typeof=\"BreadcrumbList\" vocab=\"https:\/\/schema.org\/\">\n\n\t\t\t\t\t\t<!-- Breadcrumb NavXT 7.3.1 -->\n<span property=\"itemListElement\" typeof=\"ListItem\"><a property=\"item\" typeof=\"WebPage\" title=\"Go to Quinnox.\" href=\"https:\/\/www.quinnox.com\" class=\"home\" aria-current=\"page\"><span property=\"name\">Home<\/span><\/a><meta property=\"position\" content=\"1\"><\/span>\n\t\t\t\t\t\t<\/div>\n                        <h1 class=\"main-title\">Why Digital Transformation in Banking Fails\u2014 5 Ways to Flip the Odds <\/h1>\n                        <p class=\"author\"><\/p>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n                    <\/div>\n                    <div class=\"col-md-5 align-self-center\">\n\t\t\t\t\t\t <img decoding=\"async\" class=\"lazyimagenew\" alt=\"ESG Trends\" src=\"https:\/\/www.quinnox.com\/wp-content\/uploads\/2024\/10\/LP.png\"\/>\n                    <\/div>\n\t\t\t\t\t<span class=\"form-popup\">\n\t\t\t\t\t\t<div class=\"modal fade 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elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile elementor-section-height-default elementor-section-height-default\" data-id=\"3229461\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-94eceeb\" data-id=\"94eceeb\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e0142c8 ha-has-bg-overlay elementor-widget elementor-widget-card-repeater\" data-id=\"e0142c8\" data-element_type=\"widget\" data-widget_type=\"card-repeater.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\n<section class=\"card-repeat-section card-repeater section\">\n    <div class=\"container-fluid\">\n\t\t\n\t\t\t\n        <p class=\"text-center\"><\/p>\n        <div class=\"row\">\n            <div class=\"col-lg-11 mx-auto\">\n                <div class=\"row card-wrapper\">\n                                        <div class=\"col-md-6 col-xl-4 mx-auto\">\n                        <div class=\"card\">\n                            <span><\/span>\n                            <h6 class=\"card-title\">Accelerate IT operations with AI-driven Automation  <\/h6>\n                            <p class=\"card-desc\"><p><span class=\"NormalTextRun SCXW52965371 BCX8\">Aut<\/span><span class=\"NormalTextRun SCXW52965371 BCX8\">omation in IT operations enable<\/span><span class=\"NormalTextRun SCXW52965371 BCX8\"> agility, resilience, and operational excellence, paving the way for organizations to adapt swiftly to changing environments, deliver superior services, and achieve sustainable success in today's dynamic digital landscape.<\/span><\/p><\/p>\n                 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class=\"NormalTextRun SCXW21784926 BCX8\"> by AIOps is revolutionizing how organizations <\/span><span class=\"NormalTextRun SCXW21784926 BCX8\">monitor<\/span><span class=\"NormalTextRun SCXW21784926 BCX8\"> performance, modernize applications, and manage the entire application lifecycle.<\/span><\/p><\/p>\n                            <ul>\n\t\t\t\t\t\t\t\t\n                                                                                                                        \n                                                        <a class=\"blue-arrow\"\n                                href=\"https:\/\/www.quinnox.com\/qinfinite\/driving-innovation-with-next-gen-application-management\/\">Read More<\/a>\n                                                    <\/div>\n                    <\/div>\n                                        <div class=\"col-md-6 col-xl-4 mx-auto\">\n                        <div class=\"card\">\n                            <span><\/span>\n                            <h6 class=\"card-title\">AI-powered Analytics: Transforming Data into Actionable Insights\u00a0<\/h6>\n                            <p class=\"card-desc\"><p><span data-contrast=\"auto\">AIOps and analytics foster a culture of continuous improvement by providing organizations with actionable intelligence to optimize workflows, enhance service quality, and align IT operations with business goals. <\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p><\/p>\n                            <ul>\n\t\t\t\t\t\t\t\t\n                                                                                                                        \n                                                        <a class=\"blue-arrow\"\n                                href=\"\">Read More<\/a>\n                                                    <\/div>\n                    <\/div>\n                                    <\/div>\n            <\/div>\n        <\/div>\n    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href=\"http:\/\/www.linkedin.com\/shareArticle?mini=true&amp;title=Why Digital Transformation in Banking Fails\u2014 5 Ways to Flip the Odds\u00a0&amp;url=https:\/\/www.quinnox.com\/blogs\/top-5-reasons-why-digital-transformation-in-banking-fails\/\"><\/a><\/li>\r\n                        <\/ul>\r\n           \r\n                <\/div>\r\n            <\/div>  \r\n\t\t<\/div>\r\n\t<\/div>\r\n<\/section> \r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-d35e93f elementor-widget elementor-widget-text-editor\" data-id=\"d35e93f\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span data-contrast=\"auto\">In a world where speed, convenience, and personalization are paramount, traditional banks often fail to offer seamless, real-time services and innovative solutions that meets customer expectations. As a result, they are compelled to embrace digital channels that deeply <\/span><span data-contrast=\"auto\">analyzes<\/span><span data-contrast=\"auto\">, engages with, and truly understands the needs of both existing and new customers.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p><p><span data-contrast=\"auto\">Digitalization has become an imperative for bank and financial institutions as it leads to better business outcomes, including lower cost-to-income ratios, higher account balances, faster time to market, increased customer acquisition and retention rates.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-aea9812 elementor-section-full_width elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile elementor-section-height-default elementor-section-height-default\" data-id=\"aea9812\" data-element_type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-8addc4f\" data-id=\"8addc4f\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-06fd7a4 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"06fd7a4\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d3f876b elementor-widget elementor-widget-text-editor\" data-id=\"d3f876b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<h5><strong><span class=\"TextRun SCXW241873264 BCX0\" lang=\"EN-IN\" xml:lang=\"EN-IN\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW241873264 BCX0\" data-ccp-parastyle=\"Normal (Web)\">Download Now<\/span><\/span>:<\/strong> <a href=\"https:\/\/www.quinnox.com\/lens\/creating-the-future-of-digital-experiences-with-strategic-modernization\/#:~:text=Creating%20the%20Futureof%20Digital%20Experiences%20with%20Strategic%20ModernizationFinancial,to%20business%20outcomes%2C%20especially%20in\"><span class=\"TextRun SCXW20874272 BCX8\" lang=\"EN-IN\" xml:lang=\"EN-IN\" data-contrast=\"auto\"><span class=\"NormalTextRun CommentHighlightRest SCXW20874272 BCX8\">Forrester report on <\/span><span class=\"NormalTextRun CommentHighlightRest SCXW20874272 BCX8\">Creating<\/span><span class=\"NormalTextRun CommentHighlightRest SCXW20874272 BCX8\"> the Future of Digital Experiences with Strategic Modernization<\/span><\/span><span class=\"EOP CommentHighlightPipeRestV2 SCXW20874272 BCX8\" data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/a><\/h5>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cdf3983 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"cdf3983\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-a756662 elementor-widget elementor-widget-image\" data-id=\"a756662\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.quinnox.com\/lens\/creating-the-future-of-digital-experiences-with-strategic-modernization\/#:~:text=Creating%20the%20Futureof%20Digital%20Experiences%20with%20Strategic%20ModernizationFinancial,to%20business%20outcomes%2C%20especially%20in\">\n\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"160\" src=\"https:\/\/www.quinnox.com\/wp-content\/uploads\/2024\/10\/Inside-Banner_2-1024x160.png\" class=\"attachment-large size-large wp-image-9068\" alt=\"\" srcset=\"https:\/\/www.quinnox.com\/wp-content\/uploads\/2024\/10\/Inside-Banner_2-1024x160.png 1024w, https:\/\/www.quinnox.com\/wp-content\/uploads\/2024\/10\/Inside-Banner_2-300x47.png 300w, https:\/\/www.quinnox.com\/wp-content\/uploads\/2024\/10\/Inside-Banner_2-768x120.png 768w, https:\/\/www.quinnox.com\/wp-content\/uploads\/2024\/10\/Inside-Banner_2-1536x240.png 1536w, https:\/\/www.quinnox.com\/wp-content\/uploads\/2024\/10\/Inside-Banner_2.png 1601w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-825a116 elementor-widget elementor-widget-text-editor\" data-id=\"825a116\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span data-contrast=\"auto\">However, embarking on a digital journey isn\u2019t an easy affair. Besides inefficient and outdated legacy systems, the financial sector has to deal with evolving regulatory compliances that are both time-consuming and costly.<\/span><span data-contrast=\"auto\"> Banks and financial institutions need to adopt comprehensive strategies, invest in scalable and flexible technological infrastructures, foster a culture of innovation, and prioritize security and compliance from the outset.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p><p><span data-contrast=\"auto\">Yet despite all the efforts, according to a <\/span><b><span data-contrast=\"auto\">2023 Gartner report<\/span><\/b><span data-contrast=\"auto\">, nearly <\/span><b><span data-contrast=\"auto\">70% of digital transformation initiatives<\/span><\/b><span data-contrast=\"auto\"> in the banking sector fail either to achieve their objectives or experience significant delays due to many challenges.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p><p><span data-contrast=\"auto\">So, what derails these transformations, and how can banks improve their odds of success?<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-266a39c elementor-widget elementor-widget-heading\" data-id=\"266a39c\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><h4>Navigating the Common Pitfalls That Derail Digital Transformation of Banks <\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7fd7c90 elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile elementor-widget elementor-widget-text-editor\" data-id=\"7fd7c90\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span class=\"TextRun SCXW41240897 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW41240897 BCX8\">Agile teams work in<\/span><\/span><span class=\"TextRun SCXW41240897 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"> <span class=\"NormalTextRun SCXW41240897 BCX8\">short sprints<\/span><\/span><span class=\"TextRun SCXW41240897 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW41240897 BCX8\">, often ranging from <\/span><\/span><span class=\"TextRun SCXW41240897 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW41240897 BCX8\">one to four weeks<\/span><\/span><span class=\"TextRun SCXW41240897 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW41240897 BCX8\">. This means that new features, code changes, and updates are constantly being integrated into the software. With<\/span><\/span><span class=\"TextRun SCXW41240897 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW41240897 BCX8\"> continuous integration<\/span><\/span><span class=\"TextRun SCXW41240897 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW41240897 BCX8\"> (CI) pipelines in place, <\/span><span class=\"NormalTextRun SCXW41240897 BCX8\">it\u2019s<\/span><span class=\"NormalTextRun SCXW41240897 BCX8\"> important to ensure that every change made to the software does not result in performance degradation. This is where <\/span><\/span><span class=\"TextRun SCXW41240897 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW41240897 BCX8\">continuous performance testing<\/span> <\/span><span class=\"TextRun SCXW41240897 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW41240897 BCX8\">comes in action.<\/span><\/span><\/p><p><span data-contrast=\"auto\">By integrating performance tests into each sprint, Agile teams can:<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240,&quot;335559740&quot;:279}\">\u00a0<\/span><\/p><ul><li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"1\" data-aria-level=\"1\"><b><span data-contrast=\"auto\">Catch performance bottlenecks early<\/span><\/b><span data-contrast=\"auto\">: Identifying issues early in the development process reduces costly rework and ensures smoother delivery.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:279}\">\u00a0<\/span><\/li><\/ul><ul><li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"2\" data-aria-level=\"1\"><b><span data-contrast=\"auto\">Ensure scalability<\/span><\/b><span data-contrast=\"auto\">: Testing the system&#8217;s ability to scale in real-world scenarios helps prevent outages during peak usage.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:279}\">\u00a0<\/span><\/li><\/ul><ul><li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"3\" data-aria-level=\"1\"><b><span data-contrast=\"auto\">Optimize user experience<\/span><\/b><span data-contrast=\"auto\">: Performance testing ensures that end users experience consistent response times, improving overall satisfaction.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:279}\">\u00a0<\/span><\/li><\/ul><p><span data-contrast=\"auto\">However, integrating continuous performance testing into an Agile environment isn\u2019t always straightforward. Agile teams need to adopt specific best practices to succeed. Let\u2019s look at the top five.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240,&quot;335559740&quot;:279}\">\u00a0<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5f2686a elementor-widget elementor-widget-heading\" data-id=\"5f2686a\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">1. Underestimating Complexity and Cost <\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-086a53a elementor-widget elementor-widget-text-editor\" data-id=\"086a53a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span data-contrast=\"auto\">Banks often fail to understand the intricacies and complexities of digital transformation including complicated interfaces, data management, and dependencies across business functions because of which more than <\/span><b><span data-contrast=\"auto\">50% of such transformations<\/span><\/b><span data-contrast=\"auto\"> exceed their initial timeline and budget, leading to budget overruns and <\/span><span data-contrast=\"auto\">missed<\/span><span data-contrast=\"auto\"> deadlines.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p><p aria-level=\"4\"><b><span data-contrast=\"auto\">How to Flip the Odds: Detailed Planning and Incremental Execution<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p><p><span data-contrast=\"auto\">Banks must acknowledge the true complexity of digital transformations by conducting thorough assessments upfront. They need to embrace is an incremental approach to modernization, rather than a wholesale overhaul to prevent budget overruns and operational paralysis. Furthermore, banks must leverage cloud-based applications and microservices that can mitigate risks and prevent budgetary surprises.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1253229 elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile elementor-widget elementor-widget-text-editor\" data-id=\"1253229\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<h4><span class=\"TextRun SCXW29452498 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW29452498 BCX8\"><strong>Take an in-depth look <\/strong><\/span><strong><span class=\"NormalTextRun SCXW29452498 BCX8\">at how Shift<\/span><\/strong><\/span><strong><span class=\"TextRun SCXW29452498 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW29452498 BCX8\"> Left Testing<\/span><span class=\"NormalTextRun SCXW29452498 BCX8\"> can enhance your QA with<\/span> <span class=\"NormalTextRun SCXW29452498 BCX8\">Open Data Core<\/span> <span class=\"NormalTextRun SCXW29452498 BCX8\">(ODC) Meta connector and Qyrus. <\/span><\/span><a class=\"Hyperlink SCXW29452498 BCX8\" href=\"https:\/\/www.quinnox.com\/lens\/whitepaper\/quality-assurance-with-open-data-core-meta-connector-and-qyrus\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span class=\"TextRun Underlined SCXW29452498 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW29452498 BCX8\" data-ccp-charstyle=\"Hyperlink\">Read Now<\/span><\/span><\/a><span class=\"EOP SCXW29452498 BCX8\" data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240,&quot;335559740&quot;:279}\">\u00a0<\/span><\/strong><\/h4>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-21b83e7 elementor-widget elementor-widget-heading\" data-id=\"21b83e7\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">2. Technical Debt: The Hidden Barrier <\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dcd01ab elementor-widget elementor-widget-text-editor\" data-id=\"dcd01ab\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span data-contrast=\"auto\">Legacy systems, relics of past technological investments, often burden banks with significant technical debt. Moreover, these outdated systems are costly to maintain and hinder the integration of new technologies. Yet many banks fail to account for the time and budget needed to address technical debt when planning their digital transformations.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p><p><b><span data-contrast=\"auto\">Forrester<\/span><\/b><span data-contrast=\"auto\"> emphasizes that addressing technical debt is essential for enabling rapid transformation, even if it does not generate immediate financial gain. Without this effort, legacy systems become an anchor that slows progress and adds complexity to every initiative.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6db174c elementor-widget elementor-widget-image\" data-id=\"6db174c\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.quinnox.com\/blog\/modernization-can-unlock-continuous-improvement-for-a-better-cx\/\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1024\" height=\"160\" src=\"https:\/\/www.quinnox.com\/wp-content\/uploads\/2024\/10\/Inside-Banner_1-1024x160.png\" class=\"attachment-large size-large wp-image-9069\" alt=\"\" srcset=\"https:\/\/www.quinnox.com\/wp-content\/uploads\/2024\/10\/Inside-Banner_1-1024x160.png 1024w, https:\/\/www.quinnox.com\/wp-content\/uploads\/2024\/10\/Inside-Banner_1-300x47.png 300w, https:\/\/www.quinnox.com\/wp-content\/uploads\/2024\/10\/Inside-Banner_1-768x120.png 768w, https:\/\/www.quinnox.com\/wp-content\/uploads\/2024\/10\/Inside-Banner_1-1536x240.png 1536w, https:\/\/www.quinnox.com\/wp-content\/uploads\/2024\/10\/Inside-Banner_1.png 1601w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-807ce5e elementor-section-full_width elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile elementor-section-height-default elementor-section-height-default\" data-id=\"807ce5e\" data-element_type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-5a3542c\" data-id=\"5a3542c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9d09908 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"9d09908\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2e4c83d elementor-widget elementor-widget-text-editor\" data-id=\"2e4c83d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span class=\"TextRun SCXW190255511 BCX8\" lang=\"EN-IN\" xml:lang=\"EN-IN\" data-contrast=\"auto\"><span class=\"NormalTextRun CommentStart CommentHighlightPipeClickedV2 CommentHighlightClicked SCXW190255511 BCX8\"><strong>Read more:<\/strong> <\/span><strong><a href=\"https:\/\/www.quinnox.com\/blog\/modernization-can-unlock-continuous-improvement-for-a-better-cx\/\"><span class=\"NormalTextRun CommentHighlightClicked SCXW190255511 BCX8\">Legacy Systems Holding You Back?<\/span><span class=\"NormalTextRun CommentHighlightClicked SCXW190255511 BCX8\"> How Modernization Can Unlock Continuous Improvement for a Better CX<\/span><\/a><\/strong><\/span><strong><span class=\"EOP CommentHighlightPipeClickedV2 SCXW190255511 BCX8\" data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/strong><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-03308f6 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"03308f6\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-222b876 elementor-widget elementor-widget-text-editor\" data-id=\"222b876\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p aria-level=\"4\"><b><span data-contrast=\"auto\">How to Flip the Odds: Prioritize Technical Debt from the Start<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p><p><span data-contrast=\"auto\">Banks need to address technical debt as a core part of their digital transformation strategy. This involves <\/span><a href=\"https:\/\/www.quinnox.com\/blog\/unlocking-business-potential-case-for-modernizing-legacy-applications\/\"><span data-contrast=\"none\">modernizing legacy systems<\/span><\/a><span data-contrast=\"auto\"> incrementally, adopting cloud-based technologies, and ensuring that technical debt is accounted for in the initial budget. Banks that address these issues from the beginning are better positioned to move quickly and avoid delays.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p><p><span data-contrast=\"auto\">As Mckinsey report right illustrates that because banks have many legacy IT applications, their technical debt is higher compared with other industries, making it difficult for them to build\u00a0 platforms that supports their digital future (refer to the image below).<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8a2bc0a elementor-widget elementor-widget-image\" data-id=\"8a2bc0a\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.mckinsey.com\/capabilities\/mckinsey-digital\/our-insights\/tech-forward\/why-most-digital-banking-transformations-fail-and-how-to-flip-the-odds\" rel=\"noopener\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1024\" height=\"635\" src=\"https:\/\/www.quinnox.com\/wp-content\/uploads\/2024\/10\/Inner-Banner-3-1024x635.png\" class=\"attachment-large size-large wp-image-9066\" alt=\"\" srcset=\"https:\/\/www.quinnox.com\/wp-content\/uploads\/2024\/10\/Inner-Banner-3-1024x635.png 1024w, https:\/\/www.quinnox.com\/wp-content\/uploads\/2024\/10\/Inner-Banner-3-300x186.png 300w, https:\/\/www.quinnox.com\/wp-content\/uploads\/2024\/10\/Inner-Banner-3-768x476.png 768w, https:\/\/www.quinnox.com\/wp-content\/uploads\/2024\/10\/Inner-Banner-3.png 1114w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6576b52 elementor-widget elementor-widget-heading\" data-id=\"6576b52\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">3. Siloed Organizational Structures<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-97de813 elementor-widget elementor-widget-text-editor\" data-id=\"97de813\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Successful <a href=\"https:\/\/www.quinnox.com\/digital-business-solutions\/\">digital transformation in banking<\/a> requires seamless collaboration across business units. However, many banks still operate in silos, leading to conflicting priorities and slow decision-making. This structural misalignment is a key reason why digital initiatives are often delayed or fail.<\/p><p>Without cross-functional collaboration, digital transformations become bogged down by miscommunication, redundant efforts, and a lack of agility. In fact, a <strong>Forrester study<\/strong> found that <strong>55% of banks<\/strong> cite internal silos as a primary barrier to successful digital initiatives.<\/p><p><b><span data-contrast=\"auto\">How to Flip the Odds: Build Cross-Functional Teams<\/span><\/b><\/p><p>Banks must work towards breaking down silos and fostering collaboration across departments by creating <strong>cross-functional teams<\/strong> combining business, IT, and operational expertise. Furthermore, banks should embrace <strong><em>intelligent Application Management (iAM) platforms<\/em><\/strong> like <strong><em>Qinfinite<\/em><\/strong> that can provide unified views of system performance and processes, reducing the friction caused by siloed data and teams.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-6e34e02 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"6e34e02\" data-element_type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-152b52e\" data-id=\"152b52e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-94a829d elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"94a829d\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3f06b57 elementor-widget elementor-widget-text-editor\" data-id=\"3f06b57\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<h4><strong><span class=\"TextRun SCXW70156940 BCX8\" lang=\"EN-IN\" xml:lang=\"EN-IN\" data-contrast=\"auto\"><span class=\"NormalTextRun CommentStart CommentHighlightPipeRestV2 CommentHighlightRest SCXW70156940 BCX8\" data-ccp-parastyle=\"Normal (Web)\">To learn more about Qinfinite, request for a <a href=\"https:\/\/www.quinnox.com\/qinfinite\/demo\/\">FREE demo today!<\/a><\/span><\/span><span class=\"EOP CommentHighlightPipeRestV2 SCXW70156940 BCX8\" data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:240}\">\u00a0<\/span><\/strong><\/h4>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-07d1e95 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"07d1e95\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-602eaf5 elementor-widget elementor-widget-heading\" data-id=\"602eaf5\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">4. Slow Pace of Change <\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-aa21a50 elementor-widget elementor-widget-text-editor\" data-id=\"aa21a50\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span data-contrast=\"auto\">When it comes to innovation, <\/span><span data-contrast=\"auto\">traditional banks often lag behind Fintechs and digital-native competitors. While Fintechs and <\/span><span data-contrast=\"auto\">Neobanks<\/span><span data-contrast=\"auto\"> roll out new features every <\/span><b><span data-contrast=\"auto\">two to four weeks<\/span><\/b><span data-contrast=\"auto\">, traditional banks take <\/span><b><span data-contrast=\"auto\">four to six <\/span><\/b><span data-contrast=\"auto\">months due to their dependency on <\/span><span data-contrast=\"auto\">traditional operating models and limited adoption of <\/span><span data-contrast=\"auto\">agile<\/span><span data-contrast=\"auto\"> practices.<\/span><span data-contrast=\"auto\">\u00a0<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p><p><span data-contrast=\"auto\">The slow pace of change further creates frustration and inertia within banks, causing many to give up on digital transformation rather than confronting the cultural barriers that impede progress.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p><p aria-level=\"4\"><b><span data-contrast=\"auto\">How to Flip the Odds: Adopt Agile Practices and Speed Up Development Cycles<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p><p><span data-contrast=\"auto\">To accelerate their digital transformation efforts, banks need to move away from traditional development cycles and embrace <\/span><span data-contrast=\"auto\">agile methodologies<\/span><span data-contrast=\"auto\">. For instance, they can break down larger projects into smaller and manageable increments; empowering teams to make decisions quickly, reduce time to market and respond more effectively to customer needs.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8ac18df elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile elementor-widget elementor-widget-image\" data-id=\"8ac18df\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"612\" src=\"https:\/\/www.quinnox.com\/wp-content\/uploads\/2024\/10\/Inner-Page@2x-4-1024x612.png\" class=\"attachment-large size-large wp-image-9041\" alt=\"\" srcset=\"https:\/\/www.quinnox.com\/wp-content\/uploads\/2024\/10\/Inner-Page@2x-4-1024x612.png 1024w, https:\/\/www.quinnox.com\/wp-content\/uploads\/2024\/10\/Inner-Page@2x-4-300x179.png 300w, https:\/\/www.quinnox.com\/wp-content\/uploads\/2024\/10\/Inner-Page@2x-4-768x459.png 768w, https:\/\/www.quinnox.com\/wp-content\/uploads\/2024\/10\/Inner-Page@2x-4-1536x918.png 1536w, https:\/\/www.quinnox.com\/wp-content\/uploads\/2024\/10\/Inner-Page@2x-4.png 2048w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6cafeb6 elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile elementor-widget elementor-widget-text-editor\" data-id=\"6cafeb6\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p aria-level=\"3\"><b><span data-contrast=\"auto\">Tailor KPIs to Your Use Case:<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;201341983&quot;:0,&quot;335559738&quot;:281,&quot;335559739&quot;:281,&quot;335559740&quot;:279}\">\u00a0<\/span><\/p><p><span data-contrast=\"auto\">For example, a financial services app might prioritize<\/span><span data-contrast=\"auto\"> low response times for transaction processing, while an e-commerce platform might focus on throughput <\/span><span data-contrast=\"auto\">during high traffic sales events. Customize your performance KPIs based on your specific application and business needs.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240,&quot;335559740&quot;:279}\">\u00a0<\/span><\/p><p><span data-contrast=\"auto\">Qyrus, for instance, offers real-time tracking of these KPIs, enabling teams to monitor them during test execution and view historical performance trends. This continuous feedback loop allows Agile teams to tweak their systems to ensure they meet business goals.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240,&quot;335559740&quot;:279}\">\u00a0<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7dda2b8 elementor-widget elementor-widget-heading\" data-id=\"7dda2b8\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">5. Customer Experience: Digital, but Not Seamless <\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0862831 elementor-widget elementor-widget-text-editor\" data-id=\"0862831\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><b><span data-contrast=\"auto\">Gartner<\/span><\/b><span data-contrast=\"auto\"> predicts that by 2025, <\/span><b><span data-contrast=\"auto\">75% of banks<\/span><\/b><span data-contrast=\"auto\"> will offer digital services, but only <\/span><b><span data-contrast=\"auto\">35%<\/span><\/b><span data-contrast=\"auto\"> will provide customer experiences that meet evolving expectations. <\/span><span data-contrast=\"auto\">Despite investments in digital technology, many banks fall short in delivering <\/span><a href=\"https:\/\/www.quinnox.com\/blog\/top-5-customer-experience-trends-in-banking-for-2024\/\"><span data-contrast=\"none\">seamless customer experiences<\/span><\/a><span data-contrast=\"auto\"> due to <\/span><span data-contrast=\"auto\">inconsistent interfaces, lack of personalization, and fragmented service channels that drive customers away.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p><p aria-level=\"4\"><b><span data-contrast=\"auto\">How to Flip the Odds: Prioritize Personalization and Omnichannel Experiences<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p><p><span data-contrast=\"auto\">To stay competitive, banks must focus on <\/span><b><span data-contrast=\"auto\">personalized, seamless customer experiences<\/span><\/b><span data-contrast=\"auto\"> across all touchpoints. Leveraging AI and data analytics, banks can anticipate customer needs and provide tailored services that lures them to keep coming for seamless experiences. Banks should also build <\/span><b><span data-contrast=\"auto\">omnichannel strategies<\/span><\/b><span data-contrast=\"auto\"> to ensure a consistent experience across mobile, web, and in-person channels to make themselves available on every digital platform.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p><p aria-level=\"3\"><b><span data-contrast=\"auto\">The Path Forward: Strategic Alignment and Execution<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p><p><span data-contrast=\"auto\">As <\/span><b><span data-contrast=\"auto\">Gartner<\/span><\/b><span data-contrast=\"auto\"> aptly puts it, \u201cTransformation isn\u2019t a destination\u2014it\u2019s a journey.\u201d For banks, the key to success lies in charting the right course.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p><p><span data-contrast=\"auto\">But success requires more than just adopting new technologies. By taking a holistic, incremental approach to modernization, fostering cross-functional collaboration, and prioritizing customer needs, banks can flip the odds and ensure their digital transformation efforts lead to measurable success.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p><p><span data-contrast=\"auto\">At Quinnox, we understand the complexities of digital transformation. Our expertise in innovative digital solutions and agile methodologies can help your bank navigate these challenges, modernize your infrastructure, and achieve a seamless digital journey.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b40108f elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile ha-has-bg-overlay elementor-widget elementor-widget-heading\" data-id=\"b40108f\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Did you know? According to a report by Forrester, companies using cloud-based testing environments have reduced their testing costs by up to 45% while improving test coverage by 30%. <\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9346586 elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile elementor-widget elementor-widget-heading\" data-id=\"9346586\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">6. Implement API Testing Across Browsers <\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f975c6e elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile elementor-widget elementor-widget-text-editor\" data-id=\"f975c6e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span data-contrast=\"auto\">APIs are the backbone of modern web applications, enabling dynamic content and interactivity. However, differences in how browsers handle API calls and data can lead to inconsistencies in functionality. Implementing API testing within your cross-browser testing strategy ensures that API interactions work correctly across different browsers.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559738&quot;:240,&quot;335559739&quot;:240,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p><p><span data-contrast=\"auto\">Combining API testing with front-end tests allows you to verify the consistency of API responses across browsers. This is particularly important for features involving AJAX, WebSockets, and CORS (Cross-Origin Resource Sharing). By ensuring that API interactions are consistent, you can prevent issues that could disrupt the user experience, such as data not loading or incorrect information being displayed.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559738&quot;:240,&quot;335559739&quot;:240,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e8ce0e3 elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile elementor-widget elementor-widget-heading\" data-id=\"e8ce0e3\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">7. Focus on Performance Testing Across Different Browsers <\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5a9c479 elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile elementor-widget elementor-widget-text-editor\" data-id=\"5a9c479\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span data-contrast=\"auto\">Performance is a critical aspect of user experience, and it can vary significantly between browsers due to differences in rendering engines, JavaScript execution, and resource handling. Incorporating performance testing into your cross-browser strategy helps identify and address performance bottlenecks specific to certain browsers.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559738&quot;:240,&quot;335559739&quot;:240,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p><p><span data-contrast=\"auto\">Set up performance benchmarks for key user journeys and regularly test them across different browsers. Focus on critical metrics like First Contentful Paint (FCP), Time to Interactive (TTI), and Cumulative Layout Shift (CLS) to ensure that your application delivers a fast and smooth experience on all supported browsers. According to Google, improving FCP by just one second can boost mobile conversions by up to 27%.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559738&quot;:240,&quot;335559739&quot;:240,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9e35e8c elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile elementor-widget elementor-widget-heading\" data-id=\"9e35e8c\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><h4>Why Quinnox is Your Go-To Solution <\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3ba48a5 elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile elementor-widget elementor-widget-text-editor\" data-id=\"3ba48a5\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span data-contrast=\"auto\">Continuous performance testing isn\u2019t just an afterthought\u2014it\u2019s a critical component of delivering high-quality, scalable, and resilient software in an Agile environment. <\/span><span data-contrast=\"auto\">By following these best practices, you can ensure that performance testing is deeply embedded into your Agile workflow.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240,&quot;335559740&quot;:279}\">\u00a0<\/span><\/p><p><span data-contrast=\"auto\">Quinnox&#8217;s, AI-Powered testing platform, Qyrus stands out as the ideal solution for Agile teams looking to implement continuous performance testing. Its user-friendly interface, robust automation features, and scalability make it a powerful ally for any Agile team aiming to deliver fast, reliable, and high-performing software.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240,&quot;335559740&quot;:279}\">\u00a0<\/span><\/p><p><span data-contrast=\"auto\">Don\u2019t let performance be an afterthought in your Agile development process. Tools like Qyrus make this process more manageable, enabling your teams to focus on what matters most. If you haven\u2019t yet integrated continuous performance testing into your Agile practice, now is the time. Catch issues early, deliver faster, and ensure your users experience the best possible performance every time they use your application.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240,&quot;335559740&quot;:279}\">\u00a0<\/span><\/p><p><b><i><span data-contrast=\"auto\">Connect with Us Today and see how we can help you elevate your performance testing game.<\/span><\/i><\/b><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240,&quot;335559740&quot;:279}\">\u00a0<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-655f02b elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"655f02b\" data-element_type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-882d3ad\" data-id=\"882d3ad\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1eff3e9 elementor-widget elementor-widget-insights_section\" data-id=\"1eff3e9\" data-element_type=\"widget\" data-widget_type=\"insights_section.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<section class=\"insights section\" id=\"insights\"> \n\n\t\t<div class=\"container-fluid\">\n\n\t\t\t<div class=\"row\">\n\n\t\t\t\t<div class=\"col-md-11 mx-auto\">\n\n\t\t\t\t\t<div class=\"row\">\n\n\t\t\t\t\t\t<div class=\"col-md-12 title-wrap\">\n\t\t\t\t\t\t\t<h4>Related Blogs<\/h4>\n\t\t\t\t\t\t\t<p>Want to know more about CX? Read interesting blogs below!<\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t<div class=\"row h-blog\">\n\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<div class=\"col-lg-4 col-md-6\">\n\n\t\t\t\t\t\t\t\t\t\t<div class=\"single-blo\">\n\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"content1\">\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\tBlogs \n\n\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"feature-img-parent\">\n\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"feature-img\" style=\"background-image:url('https:\/\/www.quinnox.com\/wp-content\/uploads\/2024\/03\/Click-Banner-1.webp')\"><\/div>\n\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"content\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span>Legacy Modernization<\/span>\n\n\t\t\t\t\t\t\t\t\t\t\t\t<h4>The Foundation for Innovation: Why Legacy Modernization is Essential for a Successful AI Strategy\u00a0<\/h4>\n\n\t\t\t\t\t\t\t\t\t\t\t\t<p>In today's competitive landscape, organizations are constantly seeking innovative ways to gain a competitive edge. Artificial intelligence (AI) has emerged as a powerful tool for optimization, automation, data-driven decision making and productivity<\/p> \n\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"blue-btn\" href=\"https:\/\/www.quinnox.com\/blog\/why-legacy-modernization-is-essential-for-a-successful-ai-strategy\/\">Read more<\/a>    \n\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t<\/div> \n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\n                                    \n\t\t\t\t\t\t\t\t\t<div class=\"col-lg-4 col-md-6\">\n\n\t\t\t\t\t\t\t\t\t\t<div class=\"single-blo\">\n\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"content1\">\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\tWebinar \n\n\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"feature-img-parent\">\n\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"feature-img\" style=\"background-image:url('https:\/\/www.quinnox.com\/wp-content\/uploads\/2024\/02\/MicrosoftTeams-image-1-2.png')\"><\/div>\n\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"content\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span>Webinar<\/span>\n\n\t\t\t\t\t\t\t\t\t\t\t\t<h4>Unlocking Legacy Potential: How Intelligent Twin Power Modernization<\/h4>\n\n\t\t\t\t\t\t\t\t\t\t\t\t<p>Watch on-demand webinar to get insights & strategies from Forrester analyst on how to navigate complexities of modernization<\/p> \n\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"blue-btn\" href=\"https:\/\/www.quinnox.com\/webinar\/unlocking-legacy-potential-how-intelligent-twin-power-modernization\/\">Read more<\/a>    \n\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t<\/div> \n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\n                                    \n\t\t\t\t\t\t\t\t\t<div class=\"col-lg-4 col-md-6\">\n\n\t\t\t\t\t\t\t\t\t\t<div class=\"single-blo\">\n\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"content1\">\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\tSolution Article \n\n\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"feature-img-parent\">\n\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"feature-img\" style=\"background-image:url('https:\/\/www.quinnox.com\/wp-content\/uploads\/2023\/08\/Click-Banner.webp')\"><\/div>\n\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"content\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span>AMS<\/span>\n\n\t\t\t\t\t\t\t\t\t\t\t\t<h4>Quinnox&#8217;s Next-Generation AMS Platform<\/h4>\n\n\t\t\t\t\t\t\t\t\t\t\t\t<p>Application Managed Services (AMS) has been a competitive environment for service providers. With most competing with a cost advantage, providers have been innovative in the benefits that are delivered to their clients.<\/p> \n\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"blue-btn\" href=\"https:\/\/www.quinnox.com\/lens\/isg-quinnox-next-generation-ams-platform-qinfinite\/\">Read more<\/a>    \n\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t<\/div> \n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\n                                    \t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\n\t\t\t\t<\/div>\n\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t<\/section>\n\n\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7ad85d34 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"7ad85d34\" data-element_type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-40f838f7\" data-id=\"40f838f7\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-674501d2 elementor-widget elementor-widget-home_contact_form\" data-id=\"674501d2\" data-element_type=\"widget\" data-widget_type=\"home_contact_form.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t       \n\t\t\t<div>\n<section class=\"hcontact-form section\" id=\"lets-talk\" style=\"background-image:url(https:\/\/www.quinnox.com\/wp-content\/uploads\/2022\/07\/Mask-Group-296.png)\"> <!-- \t\tid=\"letstalk\" -->\n            <div class=\"container\">\n                <div class=\"row\">\n                    <div class=\"col-lg-8 ms-auto p-0 contact-wrap\">\n\t\t\t\t\t\t <div class=\"home-form\">\n\t\t\t\t\t\t<h5>Contact Us<\/h5>\n\t\t\t\t\t\t<p>Get in touch with Quinnox Inc to understand how we can accelerate success for you.<\/p>\n\t\t\t\t\t\t\n<div class=\"wpcf7 no-js\" id=\"wpcf7-f153-o3\" lang=\"en-US\" dir=\"ltr\" data-wpcf7-id=\"153\">\n<div class=\"screen-reader-response\"><p role=\"status\" aria-live=\"polite\" aria-atomic=\"true\"><\/p> <ul><\/ul><\/div>\n<form action=\"\/wp-json\/wp\/v2\/posts\/9061#wpcf7-f153-o3\" method=\"post\" class=\"wpcf7-form init\" aria-label=\"Contact form\" novalidate=\"novalidate\" data-status=\"init\">\n<div style=\"display: none;\">\n<input type=\"hidden\" name=\"_wpcf7\" value=\"153\" \/>\n<input type=\"hidden\" name=\"_wpcf7_version\" value=\"6.0\" \/>\n<input type=\"hidden\" name=\"_wpcf7_locale\" value=\"en_US\" \/>\n<input type=\"hidden\" name=\"_wpcf7_unit_tag\" value=\"wpcf7-f153-o3\" \/>\n<input type=\"hidden\" name=\"_wpcf7_container_post\" value=\"0\" \/>\n<input type=\"hidden\" name=\"_wpcf7_posted_data_hash\" value=\"\" \/>\n<input type=\"hidden\" name=\"_wpcf7_recaptcha_response\" value=\"\" \/>\n<\/div>\n<div class=\"row\">\n\t<div class=\"col-md-6\">\n\t\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"Name\"><input size=\"40\" maxlength=\"400\" minlength=\"2\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Name*\" value=\"\" type=\"text\" name=\"Name\" \/><\/span><br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"Designation\"><input size=\"40\" maxlength=\"400\" minlength=\"2\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Designation*\" value=\"\" type=\"text\" name=\"Designation\" \/><\/span><br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"Email1\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-email wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-email\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Business Email*\" value=\"\" type=\"email\" name=\"Email1\" \/><\/span><br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"phone\"><input class=\"wpcf7-form-control wpcf7-number wpcf7-validates-as-required wpcf7-validates-as-number\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Contact Number*\" value=\"\" type=\"number\" name=\"phone\" \/><\/span><br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"Spamtitle\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text my-spamtitle\" id=\"spamtitle\" aria-invalid=\"false\" value=\"\" type=\"text\" name=\"Spamtitle\" \/><\/span>\n\t\t<\/p>\n\t<\/div>\n\t<div class=\"col-md-6\">\n\t\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"InquiryType\"><select class=\"wpcf7-form-control wpcf7-select wpcf7-validates-as-required\" id=\"serivces\" aria-required=\"true\" 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Privacy Policy<\/a><\/span><\/label><\/span><\/span><\/span><br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"sourceurl\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text current-url\" aria-invalid=\"false\" value=\"\" type=\"text\" name=\"sourceurl\" \/><\/span><span class=\"wpcf7-form-control-wrap\" data-name=\"Page\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text page-name\" aria-invalid=\"false\" value=\"\" type=\"text\" name=\"Page\" \/><\/span><br \/>\n<input class=\"wpcf7-form-control wpcf7-submit has-spinner\" type=\"submit\" value=\"Submit\" \/>\n\t\t<\/p>\n\t<\/div>\n<\/div><div class=\"wpcf7-response-output\" aria-hidden=\"true\"><\/div>\n<\/form>\n<\/div>\n                        <\/div>\n                        <\/div>\n\t\t\t\t\t\n                <\/div>\n            <\/div> \n        <\/section>\n        <\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Discover why digital transformation in banking often falls short and explore how AI-based automation solutions can empower banks to elevate customer experience.<\/p>\n","protected":false},"author":18,"featured_media":9062,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"rank_math_lock_modified_date":false,"inline_featured_image":false,"footnotes":""},"categories":[18],"tags":[33],"class_list":["post-9061","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog","tag-digital"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.quinnox.com\/wp-json\/wp\/v2\/posts\/9061","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.quinnox.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.quinnox.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.quinnox.com\/wp-json\/wp\/v2\/users\/18"}],"replies":[{"embeddable":true,"href":"https:\/\/www.quinnox.com\/wp-json\/wp\/v2\/comments?post=9061"}],"version-history":[{"count":0,"href":"https:\/\/www.quinnox.com\/wp-json\/wp\/v2\/posts\/9061\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.quinnox.com\/wp-json\/wp\/v2\/media\/9062"}],"wp:attachment":[{"href":"https:\/\/www.quinnox.com\/wp-json\/wp\/v2\/media?parent=9061"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.quinnox.com\/wp-json\/wp\/v2\/categories?post=9061"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.quinnox.com\/wp-json\/wp\/v2\/tags?post=9061"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}