{"id":4921,"date":"2023-08-17T06:13:17","date_gmt":"2023-08-17T06:13:17","guid":{"rendered":"https:\/\/www.quinnox.com\/?p=4921"},"modified":"2024-05-10T07:32:43","modified_gmt":"2024-05-10T07:32:43","slug":"how-quinnox-helped-a-leading-bank-build-a-user-friendly-application-to-streamline-loan-application-evaluation-and-processing","status":"publish","type":"post","link":"https:\/\/www.quinnox.com\/case-study\/quinnox-helped-a-leading-bank-build-a-user-friendly-application\/","title":{"rendered":"How Quinnox Helped a Leading Bank Build a User-Friendly Application to Streamline Loan Application, Evaluation and Processing"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"4921\" class=\"elementor elementor-4921\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2d068be elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"2d068be\" data-element_type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-dbb930f\" data-id=\"dbb930f\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t \r\n\t\t<div class=\"elementor-element elementor-element-aac6782 elementor-widget elementor-widget-Resource_Detail_Banner\" data-id=\"aac6782\" data-element_type=\"widget\" data-widget_type=\"Resource_Detail_Banner.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<section class=\"resource-detail-banner common-banner\" style=\"background-image: url(https:\/\/www.quinnox.com\/wp-content\/uploads\/2022\/09\/Group-25369-1.png);\">\n            <div class=\"container p-0 h-100\">\n             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class=\"ln\" target=\"_blank\" href=\"http:\/\/www.linkedin.com\/shareArticle?mini=true&amp;title=How Quinnox Helped a Leading Bank Build a User-Friendly Application to Streamline Loan Application, Evaluation and Processing&amp;url=https:\/\/www.quinnox.com\/case-study\/quinnox-helped-a-leading-bank-build-a-user-friendly-application\/\"><\/a><\/li>\r\n                        <\/ul>\r\n           \r\n                <\/div>\r\n            <\/div>  \r\n\t\t<\/div>\r\n\t<\/div>\r\n<\/section> \r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c473249 elementor-widget elementor-widget-heading\" data-id=\"c473249\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">About the client:<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6a63d17 elementor-widget elementor-widget-text-editor\" data-id=\"6a63d17\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>The client is a leading specialist bank in the UK, providing a range of financial services including business finance, residential and commercial mortgages, savings products, and personal loans to meet the financial needs of businesses and individuals.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3524212 elementor-widget elementor-widget-heading\" data-id=\"3524212\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Customer Challenges<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f9d65cc elementor-widget elementor-widget-text-editor\" data-id=\"f9d65cc\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li>The client was using <a href=\"https:\/\/www.quinnox.com\/legacy-application-modernization\/\">legacy applications<\/a> which are decade old systems for their Digital products<\/li><li>Underwriting process took more time in Legacy Applications<\/li><li>User experience and design was not that great compared with their competitors<\/li><\/ul><p>In the sphere of Commercial Property, a project\u202fwas launched to address gaps in the underwriting process for loan applications. The business&#8217;s supporting applications were dispersed over several platforms, including origination services, in-life apps, origination apps, and origination portals. However, the existing underwriting process was manual and error-prone, hindering the efficiency of loan applications. Recognizing the need for change, the bank embarked on a\u00a0<a href=\"https:\/\/www.quinnox.com\/digital-business-services\/\" target=\"_blank\" rel=\"noopener\">transformative journey<\/a>\u00a0with the support of Quinnox.\u00a0<\/p><p>Of course, the project faced its fair share of challenges:\u00a0<\/p><ul><li>One significant challenge was\u202fthe <b>infrastructure setup for development<\/b>,\u00a0which required careful planning and execution. The team managed to overcome this challenge and established a suitable infrastructure environment.<\/li><li>Another challenge was the\u202f<strong>interaction between multiple stakeholders and teams<\/strong>\u202finvolved in the project. To facilitate effective coordination and resolution of issues, the team prioritized frequent conversations and maintained open lines of communication.<\/li><li>Additionally, the team actively sought feedback from the business and end-users, ensuring the project aligned with their expectations and requirements. The team could deliver the project as intended by incorporating frequent feedback loops.\u00a0<\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ea8312b elementor-widget elementor-widget-heading\" data-id=\"ea8312b\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">The Quinnox Approach and Solution:<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9448cc9 elementor-widget elementor-widget-text-editor\" data-id=\"9448cc9\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Quinnox, <b>renowned <\/b>for its<b> agile<\/b> and <b>innovative approach<\/b>,\u202funderstood the complexities of the bank\u2019s underwriting process. They devised a ground-breaking solution, primarily focusing on addressing the existing systems&#8217; gaps and empowering underwriters to process loan applications more efficiently.\u00a0<\/p><p>The project aimed to address gaps in the bank\u2019s Commercial Property platform, mainly focusing on the underwriting process for loan applications. Quinnox wanted to help the bank build a <b>Colleague Hub<\/b>,\u202fa robust and <a href=\"https:\/\/www.quinnox.com\/modern-application-development\/\">user-friendly application<\/a> that would streamline loan application evaluation and processing to help\u202f<b>enhance the customer experience<\/b>\u202fby reducing flight times, improving communication with brokers, and enabling quicker processing of loan applications.\u202f\u00a0<\/p><p>The Hub introduced additional capabilities, including integration with Azure services, new technology layers like a case management &amp; business process management solution, a central repository for property and customer information, workflow systems and portals, a decision engine, and API integration with the Cross-Business Exposure (CBE) platform.\u00a0<\/p><p><b>Technical Competencies:<\/b> The development team leveraged the latest front-end technology, to create user-friendly applications.\u202f<b>Automation\u202f<\/b>played a significant role in improving efficiency. The testing team automated the loan application creation process, resulting in scheduled daily jobs for standard regression scripts and easy maintenance of automation scripts through reusable components.\u00a0<\/p><p>The project team adopted an agile methodology, ensuring\u202f<b>effective collaboration and communication among team members and stakeholders<\/b>. New team members received hands-on training and were encouraged to participate in daily stand-up meetings, sprint planning, and retrospective sessions. On-the-job training and shadowing were provided to new joiners, allowing them to learn from experienced resources. The emphasis on training and upskilling ensured the team&#8217;s competence and enabled successful project delivery.\u00a0<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a080d46 elementor-widget elementor-widget-heading\" data-id=\"a080d46\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Business Benefits:<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-870fba2 elementor-widget elementor-widget-text-editor\" data-id=\"870fba2\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>The project successfully addressed gaps in the loan origination process, improved underwriting efficiency, and enhanced the overall customer experience. The application, along with its <a href=\"https:\/\/www.quinnox.com\/digital-integration-solutions\/\">integrations<\/a> and automation, positioned the client as a leader in delivering exceptional customer experiences in commercial property lending.\u00a0The minimum viable features introduced in this phase added value to the loan origination processes, enabling underwriters to take a loan application from Indicative Mortgage Offer to Full Mortgage Offer.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-23968f1 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"23968f1\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1f60641 elementor-widget elementor-widget-heading\" data-id=\"1f60641\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Improved application security and performance with the implementation of API Management<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2d89042 elementor-widget elementor-widget-heading\" data-id=\"2d89042\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Problem Statement: <\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-efb85a8 elementor-widget elementor-widget-text-editor\" data-id=\"efb85a8\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Security issues were identified during the Penetration test performed when the product was newly launched in the market.\u00a0\u00a0<\/p><p>This resulted in a delay in getting VAPT certified due to the security issues.\u00a0<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fb8c108 elementor-widget elementor-widget-heading\" data-id=\"fb8c108\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Solution:<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-57d29a1 elementor-widget elementor-widget-text-editor\" data-id=\"57d29a1\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Quinnox team implemented <strong>Microservices <\/strong>and <strong>automated gateway using APIs and DevOps <\/strong>to ensure <strong>data security and compliance<\/strong>.\u00a0<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4e9b48b elementor-widget elementor-widget-heading\" data-id=\"4e9b48b\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Benefits: <\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6592519 elementor-widget elementor-widget-text-editor\" data-id=\"6592519\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li>Improved application submission <strong>performance from 1 minute to 20 seconds<\/strong>.<\/li><li><strong>Reduced the cost of the third-party API consumption<\/strong> by caching the API response.<\/li><li>All Websites and APIs got <strong>Vulnerability Assessment and Penetration Testing (VAPT) Certified<\/strong><\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-071404d elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"071404d\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0061b6b elementor-widget elementor-widget-heading\" data-id=\"0061b6b\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Enhanced Broker experience<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fd48bb4 elementor-widget elementor-widget-heading\" data-id=\"fd48bb4\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Problem Statement: <\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-35a6720 elementor-widget elementor-widget-text-editor\" data-id=\"35a6720\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Systems were very slow and used legacy forms-based applications for their mortgage applications and some of the software and tools were ending lifetime support\u00a0<\/p><p>Customers\/Brokers needed to fill applications manually, only 30% of the data was collected through existing applications and rest of the data was needed to be processed manually\u00a0<\/p><p>The case conditions document uploading, and approval process was carried out on a legacy system leading to delays in approval.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7d11913 elementor-widget elementor-widget-heading\" data-id=\"7d11913\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Solution:<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b67040c elementor-widget elementor-widget-text-editor\" data-id=\"b67040c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li>Creating a rich and enhanced application for Broker experience.<\/li><li>Increasing the broker experience with auto populate and showing the whole case summary and conditions under a single page application.<\/li><li>Document upload and download for the case conditions in a single page.<\/li><li>Real time notifications to speed up the process for broker.<\/li><li>The new case tracker Helps the broker know the exact case status and the broker also gets notified when the case status is changed\/ progressed<\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-308330f elementor-widget elementor-widget-heading\" data-id=\"308330f\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Benefits:<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7fced04 elementor-widget elementor-widget-text-editor\" data-id=\"7fced04\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li>Got very positive feedback from brokers regarding the richness of the application and ease of use, which was a clear differentiation between competitors and our client.\u00a0<\/li><li>Brokers can get case status, details and document status instantly through email and real time notifications.<\/li><li>Instant approvals and reducing application turnaround times through several levers of automated underwriting<\/li><li>Proper implementation of DevOps and delivery automation by following Agile principles of continuous improvements<\/li><li>Onboarding of\u00a0<a href=\"https:\/\/www.quinnox.com\/testing\/\" target=\"_blank\" rel=\"noopener\">test automation<\/a>\u00a0using Qyrus helped to reduce QA timelines and frequent releases<\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6a042bb elementor-widget elementor-widget-heading\" data-id=\"6a042bb\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Overall Benefits at Bank Lending Portfolio level<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-37087a2 elementor-widget elementor-widget-text-editor\" data-id=\"37087a2\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li><strong>Loan book growth<\/strong> by mid double-digit percentage<\/li><li>Continued to drive <strong>operational efficiencies<\/strong>, with a significant reduction in underlying <strong>cost to income ratio<\/strong>\u00a0<\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ad935cf elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"ad935cf\" data-element_type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-61332ce\" data-id=\"61332ce\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-864acfa elementor-widget elementor-widget-insights_section\" data-id=\"864acfa\" data-element_type=\"widget\" data-widget_type=\"insights_section.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<section class=\"insights section\" id=\"insights\"> \n\n\t\t<div class=\"container-fluid\">\n\n\t\t\t<div class=\"row\">\n\n\t\t\t\t<div class=\"col-md-11 mx-auto\">\n\n\t\t\t\t\t<div class=\"row\">\n\n\t\t\t\t\t\t<div class=\"col-md-12 title-wrap\">\n\t\t\t\t\t\t\t<h4>Related Insights<\/h4>\n\t\t\t\t\t\t\t<p><\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t<div class=\"row h-blog\">\n\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<div class=\"col-lg-4 col-md-6\">\n\n\t\t\t\t\t\t\t\t\t\t<div class=\"single-blo\">\n\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"content1\">\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\tCase study \n\n\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"feature-img-parent\">\n\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"feature-img\" style=\"background-image:url('https:\/\/www.quinnox.com\/wp-content\/uploads\/2022\/08\/Vital-UAT-Testing-Brings-Bank-One-Step-Closer-to-Transformation.webp')\"><\/div>\n\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"content\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span>Testing<\/span>\n\n\t\t\t\t\t\t\t\t\t\t\t\t<h4>Vital UAT testing brings investment bank one step closer to transformation<\/h4>\n\n\t\t\t\t\t\t\t\t\t\t\t\t<p>The bank required UAT testing in order to move their major project forward, and looked to Quinnox.<\/p> \n\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"blue-btn\" href=\"https:\/\/www.quinnox.com\/case-study\/vital-uat-testing-brings-bank-one-step-closer-to-transformation\/\">Read more<\/a>    \n\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t<\/div> \n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\n                                    \n\t\t\t\t\t\t\t\t\t<div class=\"col-lg-4 col-md-6\">\n\n\t\t\t\t\t\t\t\t\t\t<div class=\"single-blo\">\n\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"content1\">\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\tCase study \n\n\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"feature-img-parent\">\n\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"feature-img\" style=\"background-image:url('https:\/\/www.quinnox.com\/wp-content\/uploads\/2023\/07\/Click-Banner-6.webp')\"><\/div>\n\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"content\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span>Testing<\/span>\n\n\t\t\t\t\t\t\t\t\t\t\t\t<h4>Quinnox Enables Monument Bank&#8217;s Digital First Goals<\/h4>\n\n\t\t\t\t\t\t\t\t\t\t\t\t<p>Quinnox helped Monument deliver complex cross-product customer journeys with our automated proprietary Qyrus platform via client onboarding, account opening, transactions, lending origination, and client servicing journeys.<\/p> \n\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"blue-btn\" href=\"https:\/\/www.quinnox.com\/case-study\/quinnox-platform-enables-bank-achieve-agile-test-automation\/\">Read more<\/a>    \n\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t<\/div> \n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\n                                    \n\t\t\t\t\t\t\t\t\t<div class=\"col-lg-4 col-md-6\">\n\n\t\t\t\t\t\t\t\t\t\t<div class=\"single-blo\">\n\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"content1\">\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\tCase study \n\n\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"feature-img-parent\">\n\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"feature-img\" style=\"background-image:url('https:\/\/www.quinnox.com\/wp-content\/uploads\/2022\/08\/Neobank-collaborates-with-Quinnox-1.webp')\"><\/div>\n\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"content\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span>Digital<\/span>\n\n\t\t\t\t\t\t\t\t\t\t\t\t<h4>Neobank co-innovates with Quinnox to launch a revolutionary banking platform together<\/h4>\n\n\t\t\t\t\t\t\t\t\t\t\t\t<p>Our client is a Fintech start-up in the financial and technology cross over space.<\/p> \n\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"blue-btn\" href=\"https:\/\/www.quinnox.com\/case-study\/co-innovation-with-a-neobank-in-the-making\/\">Read more<\/a>    \n\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t<\/div> \n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\n                                    \t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\n\t\t\t\t<\/div>\n\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t<\/section>\n\n\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-71ef3fa elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"71ef3fa\" data-element_type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-bf0f329\" data-id=\"bf0f329\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-604ae692 elementor-widget elementor-widget-home_contact_form\" data-id=\"604ae692\" data-element_type=\"widget\" data-widget_type=\"home_contact_form.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t       \n\t\t\t<div>\n<section class=\"hcontact-form section\" id=\"lets-talk\" style=\"background-image:url(https:\/\/www.quinnox.com\/wp-content\/uploads\/2022\/07\/Mask-Group-296.png)\"> <!-- \t\tid=\"letstalk\" -->\n            <div class=\"container\">\n                <div class=\"row\">\n                    <div class=\"col-lg-8 ms-auto p-0 contact-wrap\">\n\t\t\t\t\t\t <div class=\"home-form\">\n\t\t\t\t\t\t<h5>Contact Us<\/h5>\n\t\t\t\t\t\t<p>Get in touch with Quinnox Inc to understand how we can accelerate success for you.<\/p>\n\t\t\t\t\t\t\n<div class=\"wpcf7 no-js\" id=\"wpcf7-f153-o3\" lang=\"en-US\" dir=\"ltr\" data-wpcf7-id=\"153\">\n<div class=\"screen-reader-response\"><p role=\"status\" aria-live=\"polite\" aria-atomic=\"true\"><\/p> <ul><\/ul><\/div>\n<form action=\"\/wp-json\/wp\/v2\/posts\/4921#wpcf7-f153-o3\" method=\"post\" class=\"wpcf7-form init\" aria-label=\"Contact form\" novalidate=\"novalidate\" data-status=\"init\">\n<div style=\"display: none;\">\n<input type=\"hidden\" name=\"_wpcf7\" value=\"153\" \/>\n<input type=\"hidden\" name=\"_wpcf7_version\" value=\"6.0\" \/>\n<input type=\"hidden\" name=\"_wpcf7_locale\" value=\"en_US\" \/>\n<input type=\"hidden\" name=\"_wpcf7_unit_tag\" value=\"wpcf7-f153-o3\" \/>\n<input type=\"hidden\" name=\"_wpcf7_container_post\" value=\"0\" \/>\n<input type=\"hidden\" name=\"_wpcf7_posted_data_hash\" value=\"\" \/>\n<input type=\"hidden\" name=\"_wpcf7_recaptcha_response\" value=\"\" \/>\n<\/div>\n<div class=\"row\">\n\t<div class=\"col-md-6\">\n\t\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"Name\"><input size=\"40\" maxlength=\"400\" minlength=\"2\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Name*\" value=\"\" type=\"text\" name=\"Name\" \/><\/span><br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"Designation\"><input size=\"40\" maxlength=\"400\" minlength=\"2\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Designation*\" value=\"\" type=\"text\" name=\"Designation\" \/><\/span><br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"Email1\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-email wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-email\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Business Email*\" value=\"\" type=\"email\" name=\"Email1\" \/><\/span><br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"phone\"><input class=\"wpcf7-form-control wpcf7-number wpcf7-validates-as-required wpcf7-validates-as-number\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Contact Number*\" value=\"\" type=\"number\" name=\"phone\" \/><\/span><br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"Spamtitle\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text my-spamtitle\" id=\"spamtitle\" aria-invalid=\"false\" value=\"\" type=\"text\" name=\"Spamtitle\" \/><\/span>\n\t\t<\/p>\n\t<\/div>\n\t<div class=\"col-md-6\">\n\t\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"InquiryType\"><select class=\"wpcf7-form-control wpcf7-select wpcf7-validates-as-required\" id=\"serivces\" aria-required=\"true\" aria-invalid=\"false\" name=\"InquiryType\"><option value=\"\">Inquiry*<\/option><option value=\"Services &amp; Solution\">Services &amp; Solution<\/option><option value=\"Partnership\">Partnership<\/option><option value=\"Employee Verification\">Employee Verification<\/option><option value=\"Marketing\">Marketing<\/option><option value=\"HCM\">HCM<\/option><option value=\"General Inquiry\">General Inquiry<\/option><\/select><\/span><br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"Services\"><select class=\"wpcf7-form-control wpcf7-select\" id=\"service\" aria-invalid=\"false\" name=\"Services\"><option value=\"\">Services &amp; Solution*<\/option><option value=\"Digital Business Solutions\">Digital Business Solutions<\/option><option value=\"Testing\">Testing<\/option><option value=\"Digital Integration\">Digital Integration<\/option><option value=\"SAP\">SAP<\/option><option value=\"Calypso\">Calypso<\/option><option value=\"Salesforce\">Salesforce<\/option><option value=\"Application Maintenance &amp; Support\">Application Maintenance &amp; Support<\/option><option value=\"Modern Application Development\">Modern Application Development<\/option><option value=\"Others\">Others<\/option><\/select><\/span><br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"Message\"><textarea cols=\"40\" rows=\"10\" maxlength=\"2000\" class=\"wpcf7-form-control wpcf7-textarea\" aria-invalid=\"false\" placeholder=\"Message\" name=\"Message\"><\/textarea><\/span>\n\t\t<\/p>\n\t<\/div>\n\t<div class=\"col-md-12 text-right\">\n\t\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"acceptance-831\"><span class=\"wpcf7-form-control wpcf7-acceptance\"><span class=\"wpcf7-list-item\"><label><input type=\"checkbox\" name=\"acceptance-831\" value=\"1\" aria-invalid=\"false\" \/><span class=\"wpcf7-list-item-label\">By submitting this form, you hereby agree that we may collect, store and process your data that you provided. <a href=\"\/privacy-policy\/\">Read our Privacy Policy<\/a><\/span><\/label><\/span><\/span><\/span><br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"sourceurl\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text current-url\" aria-invalid=\"false\" value=\"\" type=\"text\" name=\"sourceurl\" \/><\/span><span class=\"wpcf7-form-control-wrap\" data-name=\"Page\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text page-name\" aria-invalid=\"false\" value=\"\" type=\"text\" name=\"Page\" \/><\/span><br \/>\n<input class=\"wpcf7-form-control wpcf7-submit has-spinner\" type=\"submit\" value=\"Submit\" \/>\n\t\t<\/p>\n\t<\/div>\n<\/div><div class=\"wpcf7-response-output\" aria-hidden=\"true\"><\/div>\n<\/form>\n<\/div>\n                        <\/div>\n                        <\/div>\n\t\t\t\t\t\n                <\/div>\n            <\/div> \n        <\/section>\n        <\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>The client is a leading specialist bank in the UK, providing a range of financial services including business finance, residential<\/p>\n","protected":false},"author":9,"featured_media":5881,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"rank_math_lock_modified_date":false,"inline_featured_image":false,"footnotes":""},"categories":[16],"tags":[117],"class_list":["post-4921","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-case-study","tag-customer-experience"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.quinnox.com\/wp-json\/wp\/v2\/posts\/4921","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.quinnox.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.quinnox.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.quinnox.com\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/www.quinnox.com\/wp-json\/wp\/v2\/comments?post=4921"}],"version-history":[{"count":0,"href":"https:\/\/www.quinnox.com\/wp-json\/wp\/v2\/posts\/4921\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.quinnox.com\/wp-json\/wp\/v2\/media\/5881"}],"wp:attachment":[{"href":"https:\/\/www.quinnox.com\/wp-json\/wp\/v2\/media?parent=4921"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.quinnox.com\/wp-json\/wp\/v2\/categories?post=4921"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.quinnox.com\/wp-json\/wp\/v2\/tags?post=4921"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}